RoSCA Online
Last updated: July 6, 2025
RoSCA Online ("we", "our", or "us") operates the RoSCA Online mobile and web application (the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service.
Account Information: Name, email address, and password when you register.
Social Login: If you sign in via Google or Facebook, we receive your name and email address from those providers. We do not receive or store your social media password.
Financial Participation Data: Information about savings circles you join, bid amounts, contribution records, and payout history.
Usage Data: App interactions, device type, and general usage patterns to improve the Service.
We use the information we collect to:
• Create and manage your account
• Facilitate savings circle participation and bidding
• Send transaction confirmations and important Service notices
• Improve, personalise, and expand the Service
• Comply with legal obligations
We do not sell your personal information. We may share data with:
• Other circle members — only the information necessary to facilitate group savings (e.g. your display name and contribution status).
• Service providers — trusted third parties that assist in operating our Service (hosting, analytics), bound by confidentiality agreements.
• Legal requirements — when required by law or to protect our rights.
When you use Google or Facebook to sign in, those services may collect data according to their own privacy policies:
• Google: https://policies.google.com/privacy
• Facebook: https://www.facebook.com/policy.php
We only request access to your basic profile information (name and email).
We implement industry-standard security measures including encrypted passwords (bcrypt), HTTPS for all data transmission, and server-side session validation. No method of transmission over the internet is 100% secure; we cannot guarantee absolute security.
We retain your personal data for as long as your account is active or as needed to provide the Service. You may request deletion of your account and associated data by contacting us.
Depending on your jurisdiction, you may have the right to:
• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data
• Object to or restrict processing of your data
To exercise these rights, contact us at the address below.
The Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us immediately.
We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy in the app and updating the "Last updated" date above.
If you have questions about this Privacy Policy, please contact us at:
RoSCA Online
Email: support@rosca-online.com
Website: https://rosca-online.com